Credit Unions Sinking Spring, PA

All financial institutions are not created equal, and banks are not your only option. Credit unions like Bellco Federal Credit Union in Sinking Spring, PA are member-owned, which gives you a say in how we operate. We cater exclusively to you and your needs and offer a variety of affordable financial services.

Bellco FCU is a not-for-profit financial cooperative that has been offering unique financial products and services to people and small businesses in Berks County since 1938.  Whether you are looking for home lending services, credit or debit cards, auto loans, or an excellent savings program, we have a product that will meet your needs.

About Credit Unions

Credit unions originated in 1852 when a group of German workers grew weary of being exploited by loan sharks and formed the world’s first credit union by banding together to provide affordable credit to one another. 

The first credit union in North America, the Caisse Populaire de Lévis in Quebec, Canada, began operations on January 23, 1901, with a 10-cent deposit. In the United States, St. Mary's Cooperative Credit Association was founded by French-speaking immigrants in Manchester, New Hampshire.

What makes credit unions different from banks and other for-profit financial institutions are our central values of equality, equity, and helping one another.

  • Owned by Members. Credit unions are non-profit entities owned by members and return all profits to their member shareholders through dividends, lower fees, better savings rates, and improved services.

  • One Member = One Vote. Whether you have $5 or $5 million on deposit, you have an equal voice in your credit union. Decisions are made locally and overseen by a volunteer board of directors that is driven by the needs of the community. 

  • Broad Membership Requirements. You are eligible for membership at Bellco FCU if you live, work, worship, or attend school in Berks County, PA, or are the immediate family member of a person who is eligible for membership. You may remain a member for life, even if you live or work outside Berks County.

  • Committed to Education. Credit unions prioritize financial education, working hand-in-hand with members to strengthen the community and help members build financial stability.

  • Cooperative and Convenient. Bellco FCU has two convenient branches in Wyomissing and Sinking Spring, PA. Members also have access to 5200+ CO-OP branches nationwide and around the world, including access to tens of thousands of ATMs, and can get account access and answers to their questions, even when away from home.

  • Exceptional Service. Credit unions typically rank #1 for service in surveys, not only for our affordable financial products but also because we’re friendlier than most banks! Our trusted and experienced professionals genuinely listen to your unique needs and offer solutions with the compassion of a true neighbor.

If you are looking for the best credit unions in Sinking Spring, PA, visit us at Bellco FCU to learn about our services. We want to be there for every important stage of your life, from opening your first checking account to buying your first home, to starting your own business, then saving for and enjoying your hard-earned retirement!