Bellco and First Commonwealth are Joining Forces

As we continue to grow and serve you better, Bellco Federal Credit Union is merging with First Commonwealth Federal Credit Union. This means even more resources and benefits for our members, including exciting changes to our credit card services.

We're transitioning our credit card services to First Commonwealth. This allows for streamlined communication, continued personalized service, and the potential for future benefits like expanded credit card products and competitive rates.

First Commonwealth Credit Card Benefits

First Commonwealth offers several different credit card options to fit your needs

NO Annual Fee
NO Balance Transfer Fees
NO Cash Advance Fees
NO Penalty APRs
Eco-friendly Recycled Material on Instant Issued Cards

Learn more

Learn More About FCFCU’s Credit Cards

Whether it’s time to start building your credit for the first time, or you’re looking for better rates, check out First Commonwealth’s credit card options.

Learn more

IMPORTANT NOTICE FOR BELLCO VISA REWARDS MEMBERS

You have until May 31, 2024 to redeem all your Visa reward points before it's too late! Any unused reward points on June 1st will be gone for good. Don't miss out on valuable rewards!

ACT FAST – REDEEM YOUR REWARD POINTS BEFORE IT'S TOO LATE!

Changes to Your Rewards Credit Car

While our current rewards program will end, we're excited about new credit card opportunities thanks to our upcoming merger with First Commonwealth!

Effective June 1st, 2024, all existing Bellco Federal Credit Union Visa Rewards credit cards will be automatically converted to non-reward First Commonwealth Federal Credit Union cards. This means you will no longer earn points on your purchases after this date. You can apply for a new rewards card offered through First Commonwealth beginning June 1.

How To Redeem Your Rewards

Ready to check your balance and redeem your points? There are two easy ways to do so.

Redeem Online (Desktop Only)

Head to your online banking on a desktop computer. Log in to your account and select "Visa Extra Rewards" on the top navigation bar. From there, you can see your reward points balance and browse the exciting selection of redemption options. Choose your reward and follow the simple on-screen instructions to complete your redemption.

Redeem by Phone

Don't have access to online banking or prefer to speak to a representative? No problem! Call our friendly Visa Rewards hotline at 855-854-5493 and a representative will be happy to assist you with your redemption.