Home Loans Blandon, PA

If you are looking for competitive rates and terms on home loans in Blandon, PA, look no further than Bellco Federal Credit Union! We are committed to helping your family build a secure financial future. 

Bellco FCU is a member-owned, not-for-profit federal credit union. Since 1938, when we were known as the Bell Telephone Credit Union, we have provided unique financial products and services to individuals and small businesses in Berks County. 

Like banks, credit unions accept deposits, make loans and provide a wide variety of other financial services. But as member-owned and cooperative institutions, we provide a safe place to save and borrow at reasonable rates with exceptional customer service.

Home Mortgage Loans

When you find the perfect home or want to refinance, Bellco FCU has a number of options to consider:

  • Fixed-rate mortgages: With a fixed-rate mortgage, the interest rate remains the same for the entire life of the loan, and the payment will be the same every month.  

  • Adjustable-rate mortgages: Adjustable-rate mortgages are attractive to many potential homeowners because the initial interest rate is lower than the rate on a fixed-rate mortgage.  If interest rates rise, however, your mortgage payments will also rise.  

  • USDA Rural Housing Loans: USDA loans are backed by the US Department of Agriculture and can be a great home financing option, with lower rates than conventional mortgages and other government-backed mortgages, such as FHA and VA home loans.

  • FHA Loans: An FHA mortgage is a government-backed home loan that has less stringent down payment and credit requirements than those for conventional loans.  The initial costs can be significantly lower than other mortgage options. 

  • VA Loans: Backed by the U.S. Department of Veterans Affairs, VA home mortgages are designed to help eligible veterans, reservists, active-duty service members, and some surviving spouses purchase a primary residence with excellent mortgage rates and terms.

  • Construction Loans: Bellco FCU also offers construction loans. We can help you go from empty lot, to construction, to mortgage … all with the people you know and trust.

Finding the right mortgage will set a solid foundation for successful homeownership. Bellco FCU has the mortgage tools, information and expertise to help you with the decisions you need to make along the way.

How to Join Bellco FCU

When you join a credit union like Bellco FCU, you become a partial owner and have a say in any decisions we make. Open a Member Savings account with as little as $5, and establish your membership in just a few steps. This is not a fee; it’s a share in the credit union and provides you with voting rights. 

Membership is open to people who live, work, worship, or attend school in Berks County, PA, including their immediate family members, such as a spouse, children, siblings and parents. 

Even if you leave your current employer, retire, or move away, you can remain a Bellco FCU member for life. You will be able to access your accounts from anywhere by mail, phone, fax, online and at thousands of ATMs across the nation.

For the most affordable home loans in Blandon, PA, contact Bellco FCU. We’ll make sure you find a mortgage that works for you and your budget.