High-Interest Checking Reading, PA

Enjoy ultimate flexibility and peace of mind with a free, high-interest rate checking account from Bellco Federal Credit Union in Reading, PA.

Bellco’s Kasasa Cash may be the just the checking account you need! It makes your money work harder for you, earning high dividends regardless of your balance. It provides up to $20 per month in refunds on ATM fees nationwide and gives you access to thousands of surcharge-free ATMs via the CU$ Network. 

Best of all, there are no minimum deposits required to open an account, no monthly service fees, no minimum balance requirements, and no maximum balance limit. You’ll enjoy unlimited check writing, free online banking with bill pay, free mobile banking, free e-statements, and a free Visa® debit card.

If you live, work, worship or attend school in Berks County, PA, or are an immediate family member of a Bellco FCU member, simply open a primary savings account with as little as $5, and join today. Once you are a member, you're always a member, and Bellco membership will be available to your entire family.

Take advantage of our fee-free checking accounts, competitive auto loans, credit cards, personal loans, or home financing. Whatever you need to simplify your life, Bellco FCU has a product that will meet your needs.

Why Join a Credit Union?

Unlike banks and other for-profit financial institutions that exist to make money for their shareholders, credit unions exist solely to serve their members. That means every dollar you invest in them is reinvested in you. 

When you join a credit union like Bellco FCU, you become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit.

Because there are no shareholders to please, Bellco FCU is able to offer you:

  • Lower rates and fees: Our earnings from interest on loans and credit cards are returned to members in the form of low interest rates on loans and credit cards, high-yield investment accounts, and low- or no-fee easy access checking and savings account services. Our accounts are also insured by the NCUA up to $250,000, providing the same benefits as FDIC insurance for a bank account.

  • Convenience: Bellco FCU has two convenient branches in Wyomissing and Sinking Spring, PA. Members can also do business at thousands of participating branches and ATMs in the CO-OP Credit Unions network across the nation and around the world.

  • Exceptional customer service: Because Bellco FCU is a non-profit cooperative, owned and operated by members, we emphasize consumer value and customer service. Our dedicated and experienced professionals genuinely listen to your needs and offer solutions with the compassion of a true neighbor.

Bellco FCU is among the top credit unions in Reading, PA. Whether you are looking for high-interest checking accounts or any of our other excellent financial products and services, become a member today and experience the Bellco difference!