High-Interest Checking Berks County, PA

Is your big bank in Berks County, PA paying enough interest on your checking account? High-interest checking accounts from Bellco Federal Credit Union can help put a little extra money in your pocket!

Bellco FCU is a member-owned, not-for-profit federal credit union. Since 1938, when we were known as the Bell Telephone Credit Union, we have provided unique financial products and services to individuals and small businesses in Berks County. Those unique products include free checking accounts that earn interest and provide access to thousands of nationwide surcharge-free ATMs.

Earn Rewards & Avoid Fees on Your Checking Account

Do you know what fees you're paying to the bank for your checking account? Unfortunately, the fees are not always described in an easily digestible format that would help you compare your options and make an informed decision. Here are a few of the most common fees:

  • Monthly/annual maintenance fees – Many banks charge monthly or annual maintenance fees to keep your accounts open and to perform transactions. They will waive them only under certain circumstances. For example, you may have to maintain a minimum daily balance of $750 or more in your checking account to avoid the fee.

  • Minimum balance fees – Some banks charge a monthly fee if you have a low account balance. Banks earn less interest on your money today, so minimum balance fees are their way of recouping the cost of maintaining your checking account.

  • ATM fees – When you use an out-of-network ATM — one not in your bank’s network or an affiliated network — to withdraw funds from your checking account, you pay a transaction fee. Your bank charges you for using another bank’s ATM, and the actual owner of the ATM charges you, too. 

These fees can end up burning a hole in your wallet, if you’re not careful. Of course, for-profit banks and financial institutions are not your only option.

Open a Bellco FCU Checking Account

Bellco FCU is proud to offer its members several attractive checking account alternatives to those available from big banks. All of our checking accounts have these basic features:

If you are looking for a free, high-interest checking account, Kasasa Cash may be the perfect choice! This account makes your money work harder for you, earning high dividends, regardless of your balance. It provides up to $20 per month in refunds on ATM fees nationwide and gives you access to thousands of surcharge-free ATMs via the CU$ Network. 

Kasasa Cash-Back is free checking that pays you cash back just for using your debit card. No points, no restrictions. Just earn cash! And Kasasa Tunes is free checking that rewards you with up to $5 every month for Amazon®, Google Play®, and iTunes® downloads of music, movies, apps, and more.

Become a Member of Bellco FCU

You are eligible to join Bellco FCU if:

  • You live, work, worship, or attend school in Berks County, PA;

  • You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live.

By opening a primary savings account with as little as $5 and following a few simple steps, you can quickly become a member. And, once you join Bellco FCU, you are welcome to remain a member for life, whether you leave your current employer, retire, or move away. 

Avoid expensive bank fees and enjoy a high-interest checking account at Bellco FCU in Berks County, PA. Whether you are looking for fee-free checking accounts, an auto loan, credit card, personal loan, or home financing, we have a product to meet your needs.

When your big bank in Berks County, PA is paying too little interest on your checking account, a high-interest checking account from Bellco Federal Credit Union can help put a little extra money in your pocket. Visit us today to learn more