Credit Unions Wyomissing, PA

Whether you are looking for home mortgages, credit cards, auto loans, or an excellent savings program in Wyomissing, PA, credit unions like Bellco FCU offer a wide range of affordable financial products and services!

Bellco FCU is a not-for-profit federal credit union that caters exclusively to members and their needs. We provide a level of service that is generally not available at banks and other financial institutions. 

Credit unions are owned and operated by members. Unlike many financial institutions, earnings from interest on loans and credit cards are not paid to outside shareholders. Instead, earnings are returned to members through dividends, lower fees, better savings rates, and improved services.

Convenience of Bellco FCU

Banks have the ability to offer many branches and large networks of branded ATMs. Credit unions, on the other hand, operate under different federal and state regulations that prevent us from opening up branches and ATMs anywhere we want in the world. 

We are just as convenient as the major banks, however, because our branches are located right in the communities we serve, in Wyomissing and Sinking Spring, PA.

Members can also perform financial transactions at thousands of branches and ATMs across the nation and around the world through the CO-OP Network, which is owned by credit unions. This is called “shared branching” and enables members to cash checks, withdraw money, make deposits and loan payments, transfer funds, and more.

Consumer Loans & Other Services

Bellco FCU is proud to offer attractive checking account and savings account options that require no monthly service fees, no minimum deposits to open, and no minimum balances to carry.

When it comes time to finance a new car, boat, or recreational vehicle, Bellco FCU is a great resource for competitive rates, easy terms, and convenient application processing. In fact, you can even get Bellco FCU financing for your car loan right at the dealership!

We offer home mortgage loans, home equity loans, and home equity lines of credit with low rates for affordable payments. Bellco FCU's knowledgeable loan advisors can help you establish a home mortgage loan that suits your unique needs.

Bellco FCU also offers a variety of products and services that support your business objectives, such as no-minimum-balance business checking and savings accounts, low-interest rates on loans, and a variety of free account management services.

Is It Difficult to Join Bellco FCU? 

Absolutely not! There are rules about who can join, but you may be surprised by how easy it is!

Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, PA, including immediate family members, such as your spouse, children, siblings, and parents. 

Open a primary Member Savings account with as little as $5 and follow a few simple steps to become a member. Once you join Bellco FCU, you can remain a member forever, even if you change jobs, retire, or move away from Berks County. 

As you evaluate credit unions in Wyomissing, PA, consider Bellco FCU.  We work at earning your trust by always having your best interests at heart.