Credit Unions with Locations Near Me

Are you looking for credit unions with locations near you? If you live in Berks County, PA, the best choice is Bellco Federal Credit Union!

Originally known as the Bell Telephone Credit Union, Bellco FCU, a member-owned, not-for-profit federal credit union, opened its doors in 1938 and continues to offer unique financial products and services to individuals and small businesses in Berks County.

Bellco FCU has two convenient branches in Wyomissing and Sinking Spring, PA. For even greater convenience, members have access to 5200+ CO-OP branches nationwide and around the world where they can access their accounts and get answers to their questions, even when away from home.

How Credit Unions Differ from Banks

Credit unions differ from banks in a variety of ways, but one major difference is that we are not in business to make a profit. 

Banks exist to earn money for their stockholders. Credit unions help members pool their financial resources to help themselves and others in their community.

Bellco FCU is a member-based financial cooperative where members are also owners, so any excess profits we earn on interest from loans and credit cards go right back into your pocket in the form of lower loan rates, higher savings rates, and low or no fees. 

Like banks, we accept deposits, make loans, and provide a wide array of other financial services. Our goal is to add convenience to your life with products and services that are tailored to your needs.

Like banks that are insured by the FDIC, many credit unions, including Bellco FCU, are insured by the National Credit Union Administration, up to $250,000 per depositor.

Like banks, Bellco members enjoy nationwide access to thousands of surcharge-free ATMs, fast, free, and easy-to-use online banking and bill pay services, and mobile banking.

Unlike banks, there are rules about who can join a credit union, but you may be surprised to learn that it’s easier than you think! Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, PA, including their immediate family members, such as a spouse, children, siblings, and parents. 

By opening a primary Member Savings account with as little as $5 and following a few simple steps, you can become a member. Once you join, you are entitled to remain a member forever, even if you change jobs, retire, or move away from the Berks County area. 

Unlike banks, we are friendlier. Our dedicated and experienced professionals genuinely listen to your needs and offer solutions with the compassion of a true neighbor.

If you are looking for credit unions in Berks County, PA, with locations near you, Bellco FCU is an excellent option.  We offer cutting-edge technology, competitive interest rates, and other valuable benefits that can help you become financially empowered.