Credit Unions in Berks County, PA

Unlike for-profit banks, credit unions work in the best interest of their members, not stockholders. Whether you live, work, worship, or attend school in Berks County, PA, Bellco Federal Credit Union will go out of its way to provide you with the best products and services.

As a member-owned, not-for-profit federal credit union, Bellco FCU has been offering unique financial products and services to people and small businesses in our local communities since 1938.  Whether you are looking for an auto loan, credit card, personal loan, or a home mortgage or home equity loan, we have a product to meet your needs.

Become a Member of Bellco FCU

Credit unions are not-for-profit institutions that are owned and operated by members. The money credit unions earn from interest on loans and credit cards is not paid to outside shareholders. Instead, the earnings are returned to members in the form of friendly service, low-interest rates on loans, high-yield investment accounts, and low- or no-fee easy access account services.

Simply open a Member Savings account with as little as $5, and solidify your membership in a few simple steps. This is not a fee; it is a share in the credit union that provides you voting rights. When you join a credit union like Bellco FCU, you become a partial owner and have a say in any decisions we make.

Once you become a member of Bellco FCU, your spouse, children, siblings, and parents will be eligible to join too and take advantage of competitive rates for mortgages, personal loans, credit cards, and the many other services we offer. 

You can remain a member for life, whether you leave your current employer, retire, or move away. You will be able to access your accounts from anywhere by mail, fax, telephone, online, and at thousands of ATMs across the nation.

Friendly Credit Card Terms

Bellco FCU provides members with some of the most attractive credit card options. The features include: 

  • No annual fee

  • Competitive rates 

  • Solid purchasing power 

  • Online banking capabilities; make payments and track transactions 24/7

  • Reward-earning potential; some cards award points for every dollar spent and can be redeemed for gift cards, trip expenses, and airfare

  • Zero Liability Insurance for loss, theft, or unauthorized use

  • Easily replaced if lost or stolen

  • Bellco Loan Protection available

Consumer Loans & Other Services

When it comes time to finance a new car, boat or recreational vehicle, Bellco FCU is a great resource for competitive rates, easy terms, and convenient application processing. In fact, you can even get Bellco FCU financing for your car loan right at the dealership!

We offer home mortgage loans, home equity loans, and home equity lines of credit with low rates for affordable payments. Bellco FCU's knowledgeable loan advisors can help you establish a home mortgage loan that suits your unique needs.

Our Student Choice private student loans can help you fill funding gaps that may exist after you've exhausted lower-cost sources (like scholarships, grants, and Federal Stafford loans). 

As you evaluate credit unions in Berks County, PA, consider Bellco FCU. If you are not already a member, visit us online to find out how easy it is to open an account, and then let us help you meet your financial needs.  Our members are our top priority!