Credit Union Reviews

If you are looking for the best credit union, it’s important to rely on information you can trust. Although most customer reviews are genuine, you may not want to base your decision only on what you read online. 

About Bellco Federal Credit Union

In 1938, Bell Telephone employees formed Bell Telephone Credit Union. They wanted to create a financial institution they could trust, one where they had a voice, and one that would work to help fellow employees obtain hard-to-get loans.

Now, nearly 80 years later, Bellco FCU, a member-owned, not-for-profit federal credit union, continues to offer unique financial products and services to people and small businesses in Berks County, PA. Whether you are looking for home lending solutions, credit or debit cards, auto loans, or an excellent savings program, we have a product that will meet your needs.

How to Get the Best Advice

Good reviews and high ratings on the Internet draw in customers. Consequently, businesses in every industry – from dentists to lawyers to auto mechanics to financial institutions – have been known to post positive reviews written by their own employees, pay freelance writers who have never been customers to write five-star reviews, and even damage the reputation of their competitors by posting negative reviews.

Online review sites try very hard to filter out suspicious reviews, but you still may not be getting the whole truth. It’s human nature to complain when something goes wrong, but it’s less likely that someone will write a review when everything went smoothly and the service was excellent. This means that negative reviews may outnumber positive reviews and distort the results.

Online reviews have their place, but there are other resources that may help you choose a credit union that’s right for you. They include:

  • The National Credit Union Administration (NCUA) is the independent federal agency that protects deposits at credit unions and consumer rights. It was established in 1970 and is responsible for safeguarding the U.S. credit union system. Request a credit union’s Financial Performance Report online or via email, or visit their consumer website at MyCreditUnion.gov for a wealth of information about credit unions.

  • BauerFinancial is another organization that has independently analyzed and reported on the financial condition of the nation’s banking industry since 1983, and built a reputation as “the nation’s bank rating service.” Use their one-star to five-star ratings to gather information about safe, financially sound credit unions in your state.

  • Ask friends, family, and colleagues. Bellco FCU welcomes people who live, work, worship, or go to school in Berks County, PA, as well as their immediate family members (spouse, parents, children, siblings, grandparents) to become members, so there is a good chance that someone you know or work with is already a member. Talk to them about the experiences they have had with us.

  • Member testimonials. Bellco FCU also provides testimonials and kind words of encouragement from some of our valued members for your review.

Take advantage of excellent resources for credit union reviews and ratings, and ask family members and friends for recommendations. Bellco FCU in Wyomissing, PA, is dedicated to helping our members and their families build better lives. Contact us today to learn more about our services!