Credit Union Auto Financing

Don’t walk into an auto dealership without a well-thought-out plan for financing for the vehicle you plan to buy. Auto loans from Bellco Federal Credit Union can put you in the driver’s seat!

Bellco FCU is a member-owned, not-for-profit federal credit union. Since 1938, when we were established by members as Bell Telephone Credit Union, we have continued to provide unique financial products and services to individuals and small businesses in Berks County, PA. 

Enjoy these features on auto loans from Bellco FCU:

  • Competitively low rates on new or used car, trucks and motorcycles

  • Wide range of affordable payment options

  • Pre-approval for extra bargaining power at the dealership

  • Local Pennsylvania decision-making and processing

  • Friendly, knowledgeable service from start to finish

  • Refinancing your current vehicle loan is also available

We also offer competitive rates for loans on a wide range of recreational vehicles, including ATVs, travel trailers, boats, personal watercraft, snowmobiles, and more. 

Get Approved at the Dealership

Bellco FCU works hand-in-hand with most dealerships in Berks County to make your car-buying experience virtually painless. Our Dealership Financing Program enables members to buy a new or used car and get their credit union financing approved on the spot! 

Mention that you are a member of Bellco FCU and your loan will be financed through the credit union. It's almost like having a loan officer right at the dealership with you.

  • Decide on the make and model of the vehicle you want

  • Visit a participating dealership

  • Apply for Bellco's low-rate auto financing and get a financing decision within minutes.

Once the financing is approved, the dealer will complete the sales contract with you, and you’ll be able to drive your vehicle off the lot.

If you haven’t yet become a Bellco FCU member, you can join at any of the dealerships listed on our website and start the loan process right away.

You can also join Bellco FCU ahead of time to take advantage of loan pre-approval. You’ll know exactly what price range you’re working with and can avoid making impulsive (and potentially costly) decisions. 

By opening a primary savings account with as little as $5 and following a few simple steps, you can quickly become a member. And, once you join Bellco FCU, you are welcome to remain a member for life, whether you leave your current employer, retire, or move away. 

In addition to the competitive rates and easy terms we offer on car, boat and recreational vehicle loans, Bellco FCU is also a great resource for home mortgage loans, home equity loans, and home equity lines of credit with low rates that provide you with affordable payments.

We are also proud to offer members more attractive personal checking and savings account options compared to those available from big banks, with no minimum deposits to open, no monthly service fees, and no minimum balance requirements.

Why not compare your auto financing options today at Bellco FCU in Berks County, PA? Enjoy the kind of efficient, personalized service that only your credit union can provide.