Credit Cards with Rewards

Looking for credit cards with rewards that can be redeemed for gift cards and travel expenses? Bellco FCU offers several attractive options, and you won’t pay an annual fee!

Originally known as the Bell Telephone Credit Union, Bellco FCU opened its doors in 1938 and continues to provide unique financial products and services to individuals and small businesses in Berks County. We are a member-owned, not-for-profit federal credit union that caters exclusively to you and your needs and offers a variety of affordable financial services.

How to Become a Member

Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, including immediate family members, such as your spouse, children, siblings, and parents. 

By opening a primary Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you may remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County. 

No Annual Fee Credit Cards 

Credit unions like Bellco FCU issue the same Visa® cards as for-profit banks and financial institutions, but ours come with a number of protections and benefits that you won’t find anywhere else.

Bellco’s Platinum Preferred with Extra Rewards Visa® awards you with one point for every dollar you spend on purchases! Go online at any time to easily manage and redeem your points for a variety of gift cards, trip expenses, or airfare. 

If a low rate is more important to you than racking up reward points, our Platinum Preferred Visa® may be a good choice.

Both of these Bellco FCU credit cards feature:

  • No annual fee

  • Competitive rates 

  • Online banking capabilities; make payments and track transactions 24/7

  • Zero Liability Insurance for loss, theft, or unauthorized use

  • Easily replaced if lost or stolen

  • Available with Bellco Loan Protection 

  • Verify by Visa


Bellco FCU also offers credit cards designed to help students and young people who are 18 and older establish a credit history. These cards must be secured with share savings or a qualified parent/legal guardian, and the rate is dependent on the student's credit score. There is no annual fee; credit limits start at $250, and you’ll be able to choose between a Rewards or Non-Rewards card.

Bellco FCU has been offering unique financial products and services to people and small businesses in Berks County since 1938.  Whether you are looking for a credit card, an auto, boat, or recreational vehicle loan, or a home mortgage or home equity loan, we are a great resource for competitive rates, easy terms, and affordable payments.

Bellco FCU has the credit cards you’re looking for, with or without rewards. Visit us online to find out how easy it is to open an account, and then let us help you meet your financial needs. We go out of our way to provide members with the best products and services.