Best Place to Bank in Sinking Spring, PA

When looking for the best place to bank in Sinking Spring, PA, Bellco Federal Credit Union is an excellent option.  We are dedicated to meeting the needs of our members and the communities we serve, offering cutting-edge technology, competitive interest rates, and other valuable benefits that can help you become financially empowered.

Bellco FCU is a member-owned, not-for-profit federal credit union. Unlike banks and other for-profit financial institutions, we are not in business to maximize profits for shareholders. Instead, we utilize earnings from interest on loans and credit cards to provide members with better rates and fewer fees for checking accounts and other convenient services. 

Why Choose a Credit Union?

  1. Higher-than-average interest paid on deposits & lower-than-average interest charged on credit cards or loans. Since credit unions are non-profits and have lower overhead costs than banks, we have the ability to pass on cost savings to members through competitively priced loan and deposit products.

  2. Fewer account fees. It’s nearly impossible to find a free checking account at a bank these days unless you can maintain a large account balance. The bank may also charge you extra fees, such as for online banking. Bellco FCU is proud to offer its members several attractive checking and savings accounts with these (and other) features:

    • No monthly service fees

    • No (or very low) minimum deposit to open account 

    • No minimum balance requirements

    • Free online banking with bill pay and mobile banking

  3. Nationwide ATM Access. Most credit unions have a limited number of branches; Bellco FCU has branches in Wyomissing and Sinking Spring. Being a member, however, gives you access to a nationwide network of thousands of surcharge-free ATMs.

  4. Insured deposits. Bellco FCU (and 98% of the credit unions in the U.S.) are insured by the federal National Credit Union Share Insurance Fund, which provides the same protections that the Federal Deposit Insurance Corporation (FDIC) provides to banks – insurance coverage on deposits up to $250,000.

  5. Online & mobile banking. There was a time when banks were able to offer services that credit unions could not, but, today, Bellco FCU members enjoy fast, free and easy to use online banking and bill pay services; and three convenient forms of mobile banking via web browsing, app download, and text banking.

  6. Friendly service. Some banks are notorious for treating their customers like profit magnets. Bellco FCU employs dedicated and experienced professionals who genuinely listen to your needs and offer solutions with the compassion of a true neighbor.

  7. Easy to join. All credit unions have rules about who is eligible to join, but you may be surprised how easy it can be to become a member! Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, including immediate family members, such as your spouse, children, siblings and parents.

By opening a primary Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you are entitled to remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County. 

Bellco FCU is one of the best places to bank in Sinking Spring, PA. Visit us to find out about our wide range of financial products and services!