Best Mortgage Lenders in Fleetwood, PA

Buying a home in Fleetwoofd, PA? Find out how Bellco Federal Credit Union, one of the best mortgage lenders in Berks County, can help!

Bellco Federal Credit Union (FCU) is a member-owned, not-for-profit federal credit union. Since 1938, when we were known as the Bell Telephone Credit Union, we have provided unique financial products and services to individuals and small businesses in Berks County. We are committed to helping your family build a secure financial future.

Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, including immediate family members, such as your spouse, children, siblings and parents. Open a primary Member Savings account with as little as $5 and follow a few simple steps to become a member.

Bellco FCU Mortgage Options

Bellco FCU offers competitively low rates for home purchase, refinance, or construction, and has a number of home financing programs available, including:

  • 30-Year Mortgages: This very popular option is an excellent choice if you plan to live in your home for many years and want the security of a monthly principal and interest payment that will not change over the life of your loan.

  • 15-Year Mortgages: This mortgage requires higher monthly payments compared to a 30-year mortgage, but you will pay a lot less interest over the life of the loan, build equity faster, and own your home in half the time.

  • Adjustable Rate Mortgages: An “ARM” features an initial interest rate for a defined time period and then fluctuates over the life of the loan. If interest rates rise or fall, your monthly payment will be adjusted to reflect that change. 

  • VA Mortgage: Backed by the U.S. Department of Veterans Affairs, VA home mortgages are designed to help eligible veterans, reservists, active-duty service members, and some surviving spouses purchase a primary residence by offering excellent mortgage terms that most conventional and FHA mortgages are unable to match.

  • FHA Mortgages: An FHA mortgage is one of the easiest types of mortgage loans to qualify for because it requires a low down payment (typically 3.5%), and has less stringent credit guidelines. Loans are available for purchases and refinances.

  • USDA Home Loan: This 30-year fixed rate mortgage is designed for low to moderate income home buyers and can be an excellent financing option if the property qualifies. USDA loans often offer lower interest rates than conventional mortgages and other government-backed mortgages, such as FHA and VA home loans.

Bellco FCU is one of the best mortgage lenders in Fleetwood, PA. We are dedicated to helping members and their families build better lives and will go out of our way to provide you with the best products and services. Get in touch with us today to learn more!