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Credit Cards

Bellco FCU's Visa® credit card options provide members with competitive rates, solid purchasing power, online management capabilities, reward-earning potential, and more.

Make purchases online or in-store virtually anywhere around the globe — even rack up reward points as you go, by signing up for our Extra Rewards Program. Choose the card that works best for you today.

Platinum Preferred

Platinum Preferred

  • 0% APR* introductory rate for the first 12 billing cycles on non-Bellco balance transfers
  • Rates starting as low as 7.99% APR* thereafter depending on your creditworthiness
  • No annual fee
  • Increased purchasing power; shop online or in-store virtually anywhere around the world
  • Easily make payments and track transactions 24/7 via Bellco's online banking
  • Zero Liability Insurance**
  • Auto Rental Collision Damage Waiver (PDF)
  • Easily replaced if lost or stolen
  • Verify by Visa
  • Bellco Loan Protection available. Learn more.

*APR=Annual Percentage Rate. A transfer fee will apply. Balance transfer must occur within 30 days of opening credit card. APR for purchases, cash advances and balance transfers performed after the first 30 days is dependent upon individual credit history. Rates current as of August 24, 2016 and are subject to change. Credit card approval is subject to standard underwriting procedures.

**You may be liable for the unauthorized use of your credit card. You will not be liable for unauthorized use that occurs after you notify us of the loss, theft, or possible unauthorized use. You will have no liability for unauthorized purchases made with your credit card, unless you are grossly negligent in the handling of your card. In any case, your liability will not exceed $50.00.

Extra Rewards

Platinum Preferred with Extra Rewards

  • 0% APR* introductory rate for the first 12 billing cycles on non-Bellco balance transfers
  • Rates starting as low as 8.49% APR* thereafter depending on your creditworthiness
  • No annual fee
  • Increased purchasing power; shop online or in-store virtually anywhere around the world
  • Access to Extra Awards Program
  • Receive one point for every dollar spent
  • Points redeemable for a variety of gift cards, for trip expenses, or airfare!
  • Easily go online to manage and redeem points
  • Easily make payments and track transactions online 24/7 via online banking
  • Auto Rental Collision Damage Waiver (PDF)
  • Zero Liability Insurance**
  • Easily replaced if lost or stolen
  • Verify by Visa

*APR=Annual Percentage Rate. A transfer fee will apply. Balance transfer must occur within 30 days of opening credit card. APR for purchases, cash advances and balance transfers performed after the first 30 days is dependent upon individual credit history. Rates current as of August 24, 2016 and are subject to change. Credit card approval is subject to standard underwriting procedures.

**You may be liable for the unauthorized use of your credit card. You will not be liable for unauthorized use that occurs after you notify us of the loss, theft, or possible unauthorized use. You will have no liability for unauthorized purchases made with your credit card, unless you are grossly negligent in the handling of your card. In any case, your liability will not exceed $50.00.

Student/Youth

Student/Youth

  • Available for members 18 and older*
  • Competitive rates
  • No annual fee
  • Increased purchasing power; shop online or in-store, virtually anywhere around the world
  • Easily make payments and track transactions 24/7 via Bellco's online banking
  • Credit limits starting at $250
  • Card choices include Rewards or Non-Rewards
  • Zero Liability Insurance**
  • Auto Rental Collision Damage Waiver (PDF)
  • Good way to start establishing credit history
  • Easily replaced if lost or stolen
  • Attentive, friendly service from start to finish

*Card must be 100% secured with share savings or a qualified parent/legal guardian. Rate dependent on applicant's credit score, not parent or co-signer.

**You may be liable for the unauthorized use of your credit card. You will not be liable for unauthorized use that occurs after you notify us of the loss, theft, or possible unauthorized use. You will have no liability for unauthorized purchases made with your credit card, unless you are grossly negligent in the handling of your card. In any case, your liability will not exceed $50.00.