Reading PA Banks and Credit Unions

There are many banks and credit unions to choose from in the Reading, PA area. At Bellco Federal Credit Union, you’ll find dedicated and experienced professionals who genuinely listen to your needs and offer unique financial solutions.

Bellco FCU is a member-owned, not-for-profit federal credit union that caters exclusively to members and their needs with a variety of affordable financial services. We have two convenient branches in Wyomissing and Sinking Spring, PA. Members can also do business at thousands of participating branches and ATMs in the CO-OP Credit Unions network across the nation and around the world.

How Credit Unions Differ from Banks

Credit unions differ from banks in a variety of ways, but one major difference is that credit unions like Bellco FCU are not in business to make a profit. 

Banks exist to earn money for their stockholders. Credit unions help members pool their financial resources to help themselves and others in their community.

Bellco FCU is a member-based financial cooperative where members are also owners, so any excess profits we earn on interest from loans and credit cards go right back into your pocket in the form of lower loan rates, higher savings rates, and low or no fees. 

Like banks, we accept deposits, make loans and provide a wide array of other financial services. Our goal is to add convenience to your life with products and services that are tailored to your needs.

Like banks, Bellco members enjoy nationwide access to thousands of surcharge-free ATMs, fast, free and easy-to-use online banking and bill pay services, and mobile banking.

If you are looking for credit cards, with or without rewards programs, we offer Platinum Preferred Visa® cards with no annual fees, competitive rates, online banking capabilities, and a number of protections and benefits that you won’t find anywhere else. 

We are also an excellent resource for competitive rates and easy terms on car, boat and recreational vehicle loans, as well as home mortgage loans, home equity loans, and home equity lines of credit with low rates that result in affordable payments.

And, just as banks are insured by the FDIC, most credit unions, including Bellco FCU, are insured by the National Credit Union Administration, up to $250,000 per depositor.

Who Can Join Bellco FCU?

You are eligible to join Bellco FCU if:

  • You live, work, worship, or attend school in Berks County, PA;

  • You are in the immediate family (spouse, parents, children, siblings, grandparents) of a Bellco FCU member, no matter where you live.

By opening a primary savings account with as little as $5 and following a few simple steps, you can quickly become a member. And, once you join Bellco FCU, you can remain a member for life, whether you change jobs, retire, or move out of Berks County. 

When you are seeking the best banks or credit unions in Reading, PA, Bellco FCU is an excellent option.  We offer cutting-edge technology, competitive interest rates, and other valuable benefits that can help you become financially empowered.