Personal Loans Berks County, PA

In most cases, you will pay less interest on personal loans at credit unions than at banks. Consider joining Bellco FCU in Berks County, PA to take advantage of competitive rates, cutting-edge technology, and other valuable benefits that can help you become financially empowered.

Bellco FCU is a member-owned, not-for-profit federal credit union that has been offering unique financial products and services to people and small businesses in Berks County since 1938.  

Just like for-profit banks, we offer checking and savings accounts, personal loans, home mortgages, and credit cards, but with better rates and fewer fees. We provide a safe place to save and borrow and exceptional customer service.

Consumer Loans & Other Services

Bellco FCU offers competitive rates on personal loans for a wide variety of needs, such as family vacations, education expenses, vehicle repairs, and personal projects and startups, with repayment terms that can be customized to fit your life. 

Looking for a new car, boat, or recreational vehicle? Bellco FCU is a great resource for competitive rates, easy terms, and convenient application processing. You can even finance your new vehicle while sitting at the dealership!

Bellco FCU also offers home mortgage loans, home equity loans, and home equity lines of credit with low rates that result in affordable payments. Our knowledgeable loan advisors can help you establish a home mortgage loan that suits your unique needs.

Because we are smaller than a traditional bank and exist only to serve the members of our community, decisions on lending and other services are made internally, right here in Pennsylvania, which can speed up the lending process.

If you are looking for credit cards, with or without rewards programs, Bellco FCU offers Platinum Preferred Visa® cards with no annual fees, competitive rates, online banking capabilities, and a number of protections and benefits that you won’t find anywhere else. 

Who Can Join Bellco FCU?

Bellco FCU membership is open to individuals who live, work, worship, or attend school in Berks County, PA, and their immediate family members. If you are not already a member, consider opening a primary Member Savings account. Deposit a minimum of $5 to establish and maintain your membership, and take advantage of other Bellco FCU accounts and services.

When you join Bellco FCU, you will remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County. You also become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit. 

Your Bellco FCU deposits are insured by the federal National Credit Union Administration (NCUA), which provides the same protections to credit unions as the FDIC provides to banks – insurance coverage on deposits up to $250,000. 

If you are looking for a great place to bank in Berks County, PA, with customized personal loans that align with your goals and finances, Bellco FCU is a great option.  We are continually focused on meeting the needs of our members and the communities we serve with the lowest possible loan rates.