Best Home Equity Loan Rates Berks County, PA

Apply online for home equity loans from Bellco Federal Credit Union in Berks County, PA. We go out of our way to offer you the best rates and help you use your home equity to pay for home repairs, college tuition, renovations and other large expenses.

About Bellco FCU

Originally known as the Bell Telephone Credit Union, Bellco FCU, a member-owned, not-for-profit federal credit union, opened its doors in 1938 and continues to provide unique financial products and services to individuals and small businesses in Berks County.

Like banks, credit unions accept deposits, make loans and provide a wide variety of other financial services. But as member-owned and cooperative institutions, we provide a safe place to save and borrow at reasonable rates with exceptional customer service.

Traditional Home Equity Loans

Bellco FCU offers a variety of financing options, including the traditional Home Equity Loan. This is a second mortgage that is secured by the equity in your home and provides funds in a lump sum at a fixed rate for a fixed term (up to 15 years). It is similar to refinancing your mortgage, but without many of the closing costs. 

Use the funds to replace the roof on your home, finance a home improvement project, assist with debt consolidation, pay off a major unexpected expense, and so on. 

The benefits of Bellco FCU’s Home Equity Loan include:

  • Competitive fixed interest rates; 

  • Secured by the equity in your home

  • Receive funds in one lump sum; 

  • Repay in budget-friendly monthly payments, just like your original mortgage; 

  • No restrictions on how you use the funds 

  • Local, Pennsylvania decision-making and processing;

  • Friendly service from start to finish;

  • Optional Bellco Loan Protection.

Bellco FCU’s mission is to improve the quality of life for our member-owners, and we align our products and services to help us achieve that mission. Our team will work with you to make sure you get the loan that’s right for you and your budget.

Join Bellco FCU Today

If you are already a member of Bellco FCU, but live, work, worship, or attend school in Berks County, consider opening a primary savings account with as little as $5, and become a member today!

When you join Bellco FCU, you will remain a member for the rest of your life, even if you change jobs, retire, or move out of Berks County. You also become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit. 

Experience the best home equity loan rates in Berks County, PA at Bellco FCU and learn more about our other financing options.  We’re eager to help you accomplish your goals!