Credit Cards No Annual Fee

Are you tired of continually paying fees and more fees to your bank? Bellco FCU offers members credit cards with competitive rates and no annual fee! 

As a member-owned, not-for-profit federal credit union, Bellco FCU has been offering unique financial products and services to people and small businesses in Berks County, PA, since 1938.  Whether you are looking for a credit card, fee-free checking account, auto loan, or a home mortgage or home equity loan, we have a product that will meet your needs.

Friendly Credit Card Terms

Bellco FCU provides members with some of the most attractive credit card options. The features of the Platinum Preferred Visa® card include: 

  • No annual fee

  • Competitive rates 

  • Online banking capabilities; make payments and track transactions 24/7

  • Reward-earning potential

  • Zero Liability Insurance for loss, theft, or unauthorized use

  • Easily replaced if lost or stolen

  • Bellco Loan Protection available

If you love rewards, our Platinum Preferred with Extra Rewards Visa® card awards you one point for every dollar you spend on purchases! Those points can be redeemed for a variety of gift cards, trip expenses, or airfare, and you can go online at any time to easily manage and redeem your points.

Fee-Free Checking Accounts

Bellco FCU offers several different checking account options, all of which require no minimum deposit to open, no minimum balance requirement, and no monthly service fees. You’ll also enjoy unlimited check writing, free online banking with bill pay, free mobile banking, free e-Statements, and a free Visa® debit card!

Kasasa Cash-Back is free checking that pays you cashback just for using your debit card. No points, no restrictions. Just earn cash! And Kasasa Tunes is free checking that rewards you with up to $5 every month for Amazon®, Google Play®, and iTunes® downloads of music, movies, apps, and more.

If you are looking for a fee-free, high-interest checking account, Kasasa Cash makes your money work harder for you, earning high dividends, regardless of your balance. It provides up to $20 per month in refunds on ATM fees nationwide and gives you access to thousands of surcharge-free ATMs via the CU$ Network. 

Are You Eligible for Membership?

Membership at Bellco FCU is open to individuals who live, work, worship, or attend school in Berks County, PA. Simply open a Member Savings account with as little as $5, and solidify your membership in a few simple steps.

Once you become a member, your spouse, children, siblings, and parents will be eligible to join too and take advantage of competitive rates for mortgages, personal loans, credit cards, and the many other services we offer. 

You can remain a member for life, whether you leave your current employer, retire, or move away. You will be able to access your accounts from anywhere by mail, fax, telephone, online, and at thousands of ATMs across the nation.

Getting a Visa® credit card with no annual fee couldn’t get any easier. If you are not already a member of Bellco FCU, open an account today, and let us help you meet your financial needs.  Our members are our top priority!