Best Place to Bank in Reading, PA

The best place to bank is where you can enjoy better rates and fewer fees. Bellco FCU in Reading, PA offers banking solutions you simply can't get from a bank!

In 1938, Bell Telephone employees formed Bell Telephone Credit Union. They wanted to create a financial institution they could trust, one where they had a voice, and one that would work to help fellow employees obtain hard-to-get loans.

Now, nearly 80 years later, Bellco FCU, a member-owned, not-for-profit federal credit union, continues to offer unique financial products and services to people and small businesses in Berks County, PA.

Bellco FCU is a member-owned, not-for-profit federal credit union that caters exclusively to you and your needs and offers a variety of affordable financial services. Our trusted and experienced professionals genuinely listen and offer solutions with the compassion of a true neighbor.

Becoming a Member

Bellco FCU offers membership to people who live, work, worship, or attend school in Berks County, including immediate family members, such as your spouse, children, siblings and parents. 

By opening a primary Member Savings account with as little as $5 and following a few simple steps, you can become a member. And, once you join Bellco FCU, you may remain a member for the rest of your life, even if you change jobs, retire, or move away from Berks County. 

Why Choose Bellco FCU?

Bellco FCU provides a level of service that is generally not available at other banks and financial institutions. Our earnings from interest on loans and credit cards are returned to members in the form of low interest rates on loans, high-yield investment accounts, and low- or no-fee easy access account services.

When you join a credit union like Bellco FCU, you become a partial owner and have an equal voice in how your credit union is run, no matter how much money you have on deposit.

Our branches are located right in the communities we serve, in Wyomissing and Sinking Spring, PA. Members can also cash checks, withdraw money, make deposits and loan payments, and transfer funds at thousands of branches and ATMs across the nation and around the world that participate in the CO-OP Network, which is owned by credit unions.

We provide members with nationwide access to thousands of surcharge-free ATMs; fast, free and easy to use online banking and bill pay services; and three convenient forms of mobile banking via web browsing, app download, and text banking.

Bellco FCU also offers home mortgage loans, home equity loans, and home equity lines of credit with low rates, as well as lower rates on business loans than you may find at for-profit banks. Our knowledgeable loan advisors can help you establish a loan that meets your unique needs.

Whether you are looking for fee-free checking accounts, home loans, credit cards, or an excellent savings program, Bellco FCU is one of the best places to bank in Reading, PA. Become a member today and take advantage of our wide range of financial products and services!