Privacy Policy

 What does Bellco Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and checking account information

• credit history and employment information

• income and payment history

 

When you are no longer our member, we continue to share your information as described in this notice

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Bellco Federal Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Bellco share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes—

information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes—

information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For our nonaffiliates to market to you

No

We don’t share

What we do

How does Bellco Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Bellco Federal Union collect my personal information?

We collect your personal information, for example, when you

•  open an account or apply for a loan

•  apply for insurance or enter into investment advisory contract

•  apply for financing

 

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes—information about your creditworthiness

•  affiliates from using your information to market to you

• sharing for nonaffiliates to market to you

 

State laws & individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Bellco Federal Credit Union does not share with our affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial

Bellco Federal Credit Union does not share with our nonaffiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Bellco Federal Credit Union does not jointly market

 

Mail-in Form

Mark any/all You want to Limit

 

D Do not allow your affiliates to use personal information to market their products and

 

services to me.

 

Name ______________________________________________________________

 

Address ____________________________________________________________

 

City, State, Zip _______________________________________________________

 

Account Number(s) ___________________________________________________

 

Phone Numbers ______________________________________________________

 

Mail to:

 

Bellco Federal Credit Union

 

609 Spring Street

 

Wyomissing, PA 19610

Questions

Call 610.373.5192