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Share Certificates

To invest safely yet assertively in your savings, Bellco FCU offers lucrative share certificates. If you don't require immediate access to your funds, you'll earn a notably higher dividend rate.

We offer a variety of terms to meet your needs, with dividends that are usually higher than those paid for regular savings.

Summary
  • Fixed rates provide more guarantee than other risky investments
  • Higher rates than regular savings that increase by choosing a longer term
  • A wide range of terms to accommodate specific savings goals
  • Flexible terms ranging from 6 months to 5 years
  • No setup or maintenance fees
  • Early withdrawal subject to penalty
  • NCUA insured up to $250,000
  • $500 minimum deposit to open
  • Closure of the account prior to maturity is subject to penalties*

*For Accounts with a term to maturity equal to or less than 12 months, the penalty imposed will equal 90 days' dividends. For Accounts with a term to maturity equal to or less than 36 months but greater than 12 months, the penalty imposed will equal 180 days' dividends. For Accounts with a term to maturity greater than 36 months, the penalty imposed will equal 365 days' dividends.