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Share Certificates

To invest safely yet assertively in your savings, Bellco FCU offers lucrative share certificates. If you don't require immediate access to your funds, you'll earn a notably higher dividend rate. As you would expect, with a certificate through Bellco Federal Credit Union, the longer you commit to saving, the higher dividend rate you will receive!

We offer a variety of terms to meet your needs, with dividends that are usually higher than those paid for regular savings.

Apply through our easy to use and secure online portal or stop into one of our accessible locations in Wyomissing or Sinking Spring, Pennsylvania and see why Bellco FCU is the credit union people love!

Summary
  • Fixed rates provide more guarantee than other risky investments
  • Higher rates than regular savings that increase by choosing a longer term
  • A wide range of terms to accommodate specific savings goals
  • Flexible terms ranging from 6 months to 5 years
  • No setup or maintenance fees
  • Early withdrawal subject to penalty
  • NCUA insured up to $250,000
  • $500 minimum deposit to open
  • Closure of the account prior to maturity is subject to penalties*

*For Accounts with a term to maturity equal to or less than 12 months, the penalty imposed will equal 90 days' dividends. For Accounts with a term to maturity equal to or less than 36 months but greater than 12 months, the penalty imposed will equal 180 days' dividends. For Accounts with a term to maturity greater than 36 months, the penalty imposed will equal 365 days' dividends.