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Right Start Youth Account Services

Bye-bye, generation gap. Whether you're 8 or 80, you can probably agree: it's great to have money when you need it most. With Right Start, your kids can build savings earning high dividends with money received as a gift, or earned at their first job.

Youth savings accounts at Bellco Federal Credit Union give your son or daughter a hands-on experience that will not only save them money for the future, but help them to establish strong money management skills from a young age.

Some of the unique features of our youth savings accounts are a no monthly service fee or minimum balance, creative rewards that push children to pursue excellence and free online and mobile banking. Our easy to use system pays you for saving and achieving academically and financially. Children can earn rewards for strong performance on report cards as well as rewards for simply increasing their balance in their savings account.

Summary
  • For children 0 — 12, 13 — 17, or 18 — 23
  • Empower kids to cultivate a financial education
  • Earn competitive dividends on entire account balance
  • No monthly service fee
  • Allow relatives to deposit financial gifts
  • Rewards for good grades on report cards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $5 minimum deposit to open
Ages 0 - 12
  • Report Card Rewards - $1 per A or equivalent, up to 5 per quarter. Youth must be present to receive rewards. Report cards must be brought in within 30 days of receiving them.
  • Reward for Saving - When the young member deposits $25 or more into their youth account, a stamp will be awarded on their punch card. After 5 stamps, the card can be redeemed for a $10 Visa® gift card. Youth must be present to receive stamp.
  • Student Certificate of Deposit - 60 month certificate, minimum balance is $100, maximum balance is $3,000. See current rates.
  • Online Banking & eStatements
  • Youth area of our website
  • Access to Bellco's free coin counter- Help your child empty his piggybank and see the amount he saved!
  • Printed informational material for youth & parent
  • Youth Certificate of Deposit: 60-month certificate, minimum $100.00
Ages 13 - 17
  • Visa® debit card - with parent or responsible adult over 18 on account
  • Scholarship
  • Online Banking & eStatements
  • Report Card Rewards - $1 per A or equivalent, up to 5 per quarter. Youth must be present to receive rewards. Report cards must be brought in within 30 days of receiving them.
  • Reward for Saving - When the young member deposits $25 or more into their youth account, a stamp will be awarded on their punch card. After 5 stamps, the card can be redeemed for a $10 Visa® gift card. Youth must be present to receive stamp.
  • Student Certificate of Deposit - 60 month certificate, minimum balance is $100, maximum balance is $3,000. See current rates.
  • Youth area of our website
  • Access to Bellco's free coin counter
  • Printed informational material for youth & parent
  • Youth Certificate of Deposit: 60-month certificate, minimum $100.00
Ages 18 - 23
  • Visa® debit card
  • Rewards Platinum Preferred Visa®.
  • Kasasa Community Scholarship
  • Online Banking & e-Statements
  • Report Card Rewards (if still in high school) $1 per A or equivalent, up to 5 per quarter. Youth must be present to receive rewards.
  • Youth Area of Bellco's Website
  • Access to Bellco's free coin counter
  • Student Certificate of Deposit - 60 month certificate, minimum balance is $100, maximum balance is $3,000. See current rates.
  • Printed informational material for young member
  • Kasasa Tunes - Member can earn iTunes and Amazon rewards.
  • First Time Buyer's Loan Program