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Right Start Youth Account Services

Bye-bye, generation gap. Whether you're 8 or 80, you can probably agree: it's great to have money when you need it most. With Right Start, your kids can build savings earning high dividends with money received as a gift, or earned at their first job.

Bellco FCU believes it's never too soon to teach kids — of all ages — the value of a dollar, and the long-term rewards that follow smart saving.

Summary
  • For children 0 — 12, 13 — 17, or 18 — 23
  • Empower kids to cultivate a financial education
  • Earn competitive dividends on entire account balance
  • No monthly service fee or minimum balance
  • Allow relatives to deposit financial gifts
  • Rewards for good grades on report cards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $5 minimum deposit to open
Ages 0 - 12
  • Report card rewards: $1 per A or equivalent, up to 5 per quarter. Youth must be present to receive rewards and bring report card within 30 days of receiving.
  • Reward for saving: When the young member deposits $25 or more into their youth account, a stamp will be placed on their punch card. After 5 stamps, the card can be redeemed for a $10 Visa® gift card. Youth must be present to receive stamp.
  • Internet banking & eStatements
  • Access to Bellco's Free Coin Counter — Help your child empty her piggy bank and see how much she saved!
  • Printed informational material for youth & parent
  • Youth Certificate of Deposit: 60-month certificate, minimum $100.00
Ages 13 - 17
  • MasterMoney® debit card-with parent or responsible adult over 18 on account
  • Kasasa Community Scholarship
  • Internet banking & eStatements
  • Report Card Rewards: $1 per A or equivalent, up to 5 per quarter. Youth must be present to receive rewards and bring report card within 30 days of receiving.
  • Reward for saving: When the young member deposits $25 or more into their youth account, a stamp will be placed on their punch card. After 5 stamps, the card can be redeemed for a $10 Visa® gift card. Youth must be present to receive stamp.
  • Youth Certificate of Deposit: 60-month certificate, minimum $100.00
  • Access to Bellco's Free Coin Counter
  • Printed informational material for youth & parent
  • Bellco Youth 60 Month CD
  • Kasasa Tunes - Member can earn iTunes and Amazon rewards.
Ages 18 - 23
  • MasterMoney® debit card
  • Rewards Platinum Preferred VISA® credit card
  • First Time Buyer Loan Program
  • Kasasa Community Scholarship
  • Internet banking & eStatements
  • Report Card Rewards: (if still in high school) $1 per A or equivalent, up to 5 per quarter. Youth must be present to receive rewards and bring report card within 30 days of receiving.
  • Use youth area of Bellco's website
  • Access to Bellco's Free Coin Counter
  • Youth Certificate of Deposit: 60-month certificate, minimum $100.00
  • Printed informational material for youth & parent
  • Kasasa Tunes - Member can earn iTunes and Amazon rewards.