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Kasasa Cash

What's better than free checking? How about free checking that earns really high dividends, regardless of your balance? Now that's something to celebrate.

In addition to savings-building dividends, free online banking, and a free debit card, we'll refund your ATM fees, nationwide.*

Summary
  • Earn 2.00% APY* on balances up to $10,000
  • Earn 2.00% to 0.41% APY on balances over $10,000, depending on your account balance*
  • Earn 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free mobile banking
  • Free eStatements
  • Free MasterCard® debit card
  • Nationwide access to thousands of surcharge-free ATMs via the CU$ Network
  • Unlimited check writing
  • No minimum deposit to open

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Even if you don't qualify one month, there's still no monthly service fee, and you still earn dividends at our base rate. And you can get back to earning your full rewards the very next monthly qualification cycle!

*APY=Annual Percentage Yield. APYs accurate as of 04/14/2016. Rates may change after account is opened. Minimum to open is $5 for Kasasa Cash. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 2.00% - 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Actual interest amount paid may be less than advertised Kasasa Cash APY.  Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.