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Kasasa Cash

What's better than free checking? How about free checking that earns really high dividends, regardless of your balance? Now that's something to celebrate.

In addition to savings-building dividends, free online banking, and a free debit card, we'll refund your ATM fees, nationwide.*

Summary
  • Earn 2.00% APY* on balances up to $10,000
  • Earn 2.00% to 0.41% APY on balances over $10,000, depending on your account balance*
  • Earn 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees nationwide (up to $20 monthly)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free mobile banking
  • Free eStatements
  • Free Visa® debit card
  • Nationwide access to thousands of surcharge-free ATMs via the CU$ Network
  • Unlimited check writing
  • No minimum deposit to open

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Even if you don't qualify one month, there's still no monthly service fee, and you still earn dividends at our base rate. And you can get back to earning your full rewards the very next monthly qualification cycle!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 2.0%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 2.0% to 0.25% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 7/15/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $5.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit 1 account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally Insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.*