An Individual Retirement Account is an excellent tool for retirement savings. Unlike most investments, depending on the type of IRA you choose, contributions may be tax-deductible and will grow either tax-deferred or tax-free. Bellco Federal Credit Union offers a Traditional and Roth IRA and Coverdell Education Savings Account (formerly Educational IRA).

• Minimum deposit = N/A
• Minimum deposit for IRA Certificates $500.00
• IRA Specialist (on staff)